Privacy Policy / 隐私政策
Last updated: July 12, 2026 / 最后更新：2026年7月12日
This Privacy Policy describes how Mortgage Calculator ("we," "us," or "our") handles information when you use our website at heils.top (the "Service").
本隐私政策描述了房贷计算器（"我们"）在您使用 heils.top 网站时如何处理信息。
1. Information We Collect / 我们收集的信息
Calculator Inputs: All calculations are performed locally in your browser. We do not collect, store, or transmit any data you enter into the calculator (loan amounts, interest rates, etc.).
计算器输入：所有计算均在您的浏览器本地完成。我们不收集、存储或传输您输入到计算器中的任何数据（贷款金额、利率等）。
Technical Data: We may automatically collect certain technical information, including your browser type, device type, and general geographic location (country/region level).
技术数据：我们可能会自动收集某些技术信息，包括浏览器类型、设备类型和大致地理位置（国家/地区级别）。
2. Cookies / Cookie 政策
We use cookies and similar technologies for the following purposes:
我们出于以下目的使用 Cookie 和类似技术：
- Essential cookies: To remember your language preference / 记住您的语言偏好
- Analytics cookies: To understand how visitors use our site / 了解访客如何使用我们的网站
- Advertising cookies: To serve relevant ads (see Google AdSense section below) / 投放相关广告（参见下方 Google AdSense 部分）
3. Google AdSense / Google AdSense 广告
We use Google AdSense to display advertisements on this website. Google, as a third-party vendor, uses cookies to serve ads based on your prior visits to this and other websites.
我们使用 Google AdSense 在本网站展示广告。Google 作为第三方供应商，使用 Cookie 根据您之前访问本网站和其他网站的记录来投放广告。
Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet.
Google 使用广告 Cookie 使其及其合作伙伴能够根据您访问我们网站和/或互联网上其他网站的记录为您投放广告。
You may opt out of personalized advertising by visiting:
您可以访问以下链接选择停用个性化广告：
- Google Ads Settings / Google 广告设置
Third-party vendors, including Google, use cookies to serve ads based on a user's previous visits to this website. Google's use of advertising cookies allows it and its partners to serve ads to your users based on their visit to your sites or other sites on the Internet.
包括 Google 在内的第三方供应商使用 Cookie 根据用户之前对本网站的访问来投放广告。Google 使用广告 Cookie 使其及其合作伙伴能够根据用户对您网站或互联网上其他网站的访问为其投放广告。
Users can disable personalized advertising by visiting Google Ads Settings. For more information about how Google uses data, visit Google's Advertising Policies.
用户可以访问 Google 广告设置 停用个性化广告。有关 Google 如何使用数据的更多信息，请访问 Google 广告政策。
4. Data Storage / 数据存储
This website does not require user registration. We do not maintain user accounts or store personal data on our servers. Your language preference is stored locally in your browser's localStorage.
本网站不需要用户注册。我们不维护用户账户或在服务器上存储个人数据。您的语言偏好存储在浏览器的 localStorage 中。
5. Third-Party Services / 第三方服务
We use the following third-party services:
我们使用以下第三方服务：
- Google AdSense: For displaying advertisements / 用于展示广告
- Cloudflare: For website security and performance / 用于网站安全和性能优化
These services may collect information as described in their respective privacy policies.
这些服务可能会按照其各自的隐私政策收集信息。
6. Children's Privacy / 儿童隐私
Our service is not directed to children under 13. We do not knowingly collect personal information from children under 13.
我们的服务不针对 13 岁以下的儿童。我们不会有意收集 13 岁以下儿童的个人信息。
7. Your Rights / 您的权利
Depending on your location, you may have the right to:
根据您所在的地区，您可能有权：
- Access the personal data we hold about you / 访问我们持有的关于您的个人数据
- Request deletion of your personal data / 请求删除您的个人数据
- Object to processing of your personal data / 反对处理您的个人数据
To exercise these rights, contact us at privacy@heils.top.
要行使这些权利，请联系 privacy@heils.top。
8. Changes to This Policy / 政策变更
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
我们可能会不时更新本隐私政策。我们将通过在此页面上发布新的隐私政策并更新"最后更新"日期来通知您任何变更。
9. Contact Us / 联系我们
If you have any questions about this Privacy Policy, please contact us at privacy@heils.top.
如果您对本隐私政策有任何疑问，请联系 privacy@heils.top。